Household Budget
🇵🇾 PYG · official spending data

The Paraguay household budget

Based on average net household income ~₲4,500,000/month (DGEEC 2022) Adjust any category below, then export to PDF or Excel — free, no sign-up.

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Paraguay household budget breakdown

The average Paraguay household takes home approximately 4,500,000 PYG per month after taxes. Housing is typically the largest expense, accounting for around 22% of net income. The top spending categories are food & groceries (28%), housing (22%) and transport (12%). Financial guidelines recommend saving at least 5% of monthly income to build an emergency fund and long-term financial security. Use this free budget template to enter your own income, adjust each category to match your lifestyle, and export your personalised plan to PDF or Excel.

Based on DGEEC EPHC (Encuesta Permanente de Hogares Continua). Paraguay has one of the lowest costs of living in South America.

Frequently asked questions

What is a typical monthly household budget in Paraguay?▾
Based on official spending data, a typical household in Paraguay spends around ₲ 4,500,000 (≈ $754 USD)/month. The largest expenses are food & groceries, housing, transport. Use the budget tool above to personalise these figures to your income.
How much of my income should I spend on housing in Paraguay?▾
The guideline for Paraguay is to spend around 22% of your monthly net income on housing costs (rent or mortgage, property taxes, and home insurance). On an income of ₲ 4,500,000 (≈ $754 USD)/month, that works out to about ₲ 990,000 (≈ $166 USD)/month.
What is a realistic grocery budget in Paraguay?▾
A typical household in Paraguay spends around 28% of monthly income on food and groceries — roughly ₲ 1,260,000 (≈ $211 USD)/month based on average incomes. This covers supermarket shopping but not dining out, which is tracked separately.
How much does transport cost per month in Paraguay?▾
Transport typically accounts for 12% of a household budget in Paraguay, or about ₲ 540,000 (≈ $91 USD)/month. This includes car costs, public transport, and fuel.
How much should I save each month in Paraguay?▾
Financial guidelines for Paraguay recommend saving 5% of your net monthly income — about ₲ 225,000 (≈ $38 USD)/month at the average income level. This covers emergency funds, retirement contributions, and investments.
Is Paraguay expensive to live in?▾
Paraguay has an average net household income of ₲ 4,500,000 (≈ $754 USD)/month. The biggest cost drivers are food & groceries and housing. Use the budget builder above to see a full breakdown and compare it with other countries.