Privacy Policy

Who we are

This website, householdbudget.tech, provides free household budget templates and calculators. It is operated as a personal project and is not affiliated with any financial institution.

Analytics

We use Umami Analytics, a privacy-focused, open-source analytics tool. Umami does not use cookies and does not collect any personally identifiable information. It records only anonymous statistics such as:

• Pages visited
• Referring website
• Browser and device type (aggregated)
• Country (derived from IP, which is never stored)

All analytics data is stored on our own server and is never shared with third parties. No consent banner is required because no cookies are set and no personal data is processed.

Country detection

When you first arrive, we look up the country associated with your IP address so we can show you the budget for the right country automatically. This lookup happens entirely on our own server using a local database. Your IP address is used only momentarily to determine the country and is never stored, logged, or shared with any third party. No cookie is set for this.

Advertising

This site may display advertisements served by Google AdSense. Google uses cookies to serve ads based on your prior visits to this and other websites. You can opt out of personalised advertising by visiting Google's Ad Settings. If ads are active on this site, a cookie consent notice will be shown in accordance with applicable law.

Cookies

This site does not set any cookies of its own. If Google AdSense is enabled, it may set third-party cookies. You can manage or block cookies through your browser settings at any time.

Data we do not collect

• No account registration or login — we collect no names or email addresses
• Budget data you enter stays in your browser only and is never sent to our servers
• No payment information is collected

Your rights (GDPR)

Because we do not process personal data, most GDPR rights (access, erasure, portability) do not apply in practice — there is simply no personal data held about you to act on. If you have any questions or concerns, contact us at the address below.

Contact

For any privacy-related questions, email inbox@householdbudget.tech.