Household Budget
🇵🇪 PEN · official spending data

The Peru household budget

Based on average net household income ~S/2,500/month (INEI 2022) Adjust any category below, then export to PDF or Excel — free, no sign-up.

Loading budget builder…

Peru household budget breakdown

The average Peru household takes home approximately 2,500 PEN per month after taxes. Housing is typically the largest expense, accounting for around 24% of net income. The top spending categories are housing (24%), food & groceries (22%) and transport (12%). Financial guidelines recommend saving at least 5% of monthly income to build an emergency fund and long-term financial security. Use this free budget template to enter your own income, adjust each category to match your lifestyle, and export your personalised plan to PDF or Excel.

Based on INEI ENAHO (Encuesta Nacional de Hogares). INEI is Peru's national statistics institute.

Frequently asked questions

What is a typical monthly household budget in Peru?▾
Based on official spending data, a typical household in Peru spends around S/ 2,500 (≈ $739 USD)/month. The largest expenses are housing, food & groceries, transport. Use the budget tool above to personalise these figures to your income.
How much of my income should I spend on housing in Peru?▾
The guideline for Peru is to spend around 24% of your monthly net income on housing costs (rent or mortgage, property taxes, and home insurance). On an income of S/ 2,500 (≈ $739 USD)/month, that works out to about S/ 600 (≈ $177 USD)/month.
What is a realistic grocery budget in Peru?▾
A typical household in Peru spends around 22% of monthly income on food and groceries — roughly S/ 550 (≈ $163 USD)/month based on average incomes. This covers supermarket shopping but not dining out, which is tracked separately.
How much does transport cost per month in Peru?▾
Transport typically accounts for 12% of a household budget in Peru, or about S/ 300 (≈ $89 USD)/month. This includes car costs, public transport, and fuel.
How much should I save each month in Peru?▾
Financial guidelines for Peru recommend saving 5% of your net monthly income — about S/ 125 (≈ $37 USD)/month at the average income level. This covers emergency funds, retirement contributions, and investments.
Is Peru expensive to live in?▾
Peru has an average net household income of S/ 2,500 (≈ $739 USD)/month. The biggest cost drivers are housing and food & groceries. Use the budget builder above to see a full breakdown and compare it with other countries.