Household Budget
🇹🇭 THB · official spending data

The Thailand household budget

Based on average net household income ~฿35,000/month (NSO 2023) Adjust any category below, then export to PDF or Excel — free, no sign-up.

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Thailand household budget breakdown

The average Thailand household takes home approximately 35,000 THB per month after taxes. Housing is typically the largest expense, accounting for around 23% of net income. The top spending categories are housing (23%), food & groceries (20%) and transport (13%). Financial guidelines recommend saving at least 7% of monthly income to build an emergency fund and long-term financial security. Use this free budget template to enter your own income, adjust each category to match your lifestyle, and export your personalised plan to PDF or Excel.

Based on NSO (National Statistical Office) Socio-Economic Survey. Conducted every two years, it is the primary source for Thai household expenditure data.

Frequently asked questions

What is a typical monthly household budget in Thailand?▾
Based on official spending data, a typical household in Thailand spends around ฿ 35,000 (≈ $1,048 USD)/month. The largest expenses are housing, food & groceries, transport. Use the budget tool above to personalise these figures to your income.
How much of my income should I spend on housing in Thailand?▾
The guideline for Thailand is to spend around 23% of your monthly net income on housing costs (rent or mortgage, property taxes, and home insurance). On an income of ฿ 35,000 (≈ $1,048 USD)/month, that works out to about ฿ 8,050 (≈ $241 USD)/month.
What is a realistic grocery budget in Thailand?▾
A typical household in Thailand spends around 20% of monthly income on food and groceries — roughly ฿ 7,000 (≈ $210 USD)/month based on average incomes. This covers supermarket shopping but not dining out, which is tracked separately.
How much does transport cost per month in Thailand?▾
Transport typically accounts for 13% of a household budget in Thailand, or about ฿ 4,550 (≈ $136 USD)/month. This includes car costs, public transport, and fuel.
How much should I save each month in Thailand?▾
Financial guidelines for Thailand recommend saving 7% of your net monthly income — about ฿ 2,450 (≈ $73 USD)/month at the average income level. This covers emergency funds, retirement contributions, and investments.
Is Thailand expensive to live in?▾
Thailand has an average net household income of ฿ 35,000 (≈ $1,048 USD)/month. The biggest cost drivers are housing and food & groceries. Use the budget builder above to see a full breakdown and compare it with other countries.